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loanratez.com
has created a privacy policy statement in order to demonstrate
our firm commitment to privacy. The following document
describes our information gathering and dissemination
practices for this website.
Information
We Collect and How It's Used : To process your Lender
referral request, we require your name, phone number,
email address, mortgage balance (if any) and estimated
financial information such as debts, salary, credit,
etc. In select cases a social security number may be
requested from particular lenders. This information
is used by the lenders in our network to provide accurate
quotes and to contact you with rates and terms.
Our website uses an order form for visitors to request
information, products, and services. We collect visitor's
contact information (like their email address).The information
we collect may be used to improve the content of our
web pages, used to customize the content and/or layout
of our web pages for each individual visitor, shared
with some of our partners or reputable third parties
to help them contact visitors for marketing purposes,
used by us to contact visitors for marketing purposes,
used by us to get in touch with visitors when necessary.
Personal information, other than contact information,
will never be released to any third party at any time.
Visitors may opt-out of receiving future mailings by
following one of the options described in the Opt-out
/ Choice section below.
Please
Note:This website contains links to other websites.
Financial Future Group is not responsible for the privacy
practices or the content of those websites.
Data Security We believe that your personal information
should remain just that, Personal Information, by providing
secure transmission and storing of your information.
We always use industry-standard encryption technologies
when transferring and receiving consumer data exchanged
with our website and web server. This ensures that your
personal information (i.e. name, address, etc) is not
intercepted. Our services offer all personal data transmission
through HTTPS, a secure Internet communications protocol.
Since
only our web server holds the key, we are the only people
who will be able to decrypt your information. Your information
is then stored on a server that is separated from the
Internet so that no one outside our office can retrieve
your information.
We have appropriate security measures in place in our
physical facilities to protect against the loss, misuse
or alteration of information, which we have collected
from you at our site, under our control.
Information Sharing and Disclosure From time to
time, we make the email addresses of those who volunteer
their email addresses to us available to other reputable
organizations whose products or services we think you
might find interesting. If you do not want us to share
your email address with other companies or organizations,
please let us know by following one of the options described
in the Opt-Out/Choice section below. We will not sell
or rent personally identifiable information regarding
our visitors to anyone.
We may send personally identifiable information about
our visitors to other companies or people when:1.We
have consent to share the information from the individual
visitor
2.We need to share information to provide the product
or service requested 3.We need to send the information
to companies who work on our behalf to provide a product
or service. (Unless otherwise notified by us, these
companies do not have any right to use the personally
identifiable information we provide to them beyond what
is necessary to assist us)We are responding to subpoenas,
court orders or legal processes.
Changes
to this Privacy Policy Statement We may amend this
policy from time to time and we may use visitor information
for new, unanticipated uses not previously disclosed
in this privacy policy statement. If our information
practices change at some time in the future or if we
make any substantial changes in the way we use your
personal information, we will post the policy changes
prominently to our website to notify you of these changes
and provide you with the ability to opt-out of these
new uses. If you are concerned about how your information
is used, you should check back at our website periodically.
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